During the last 25 years, I have been honored to guide thousands of home buyers through the changing mortgage industry with one constant goal... to recommend a financially sound loan to meet my client’s needs. I am committed to accuracy and attention to detail with my clients. I want to make sure every client understands their loan terms. Since the mortgage industry is complex, I am patient and welcome questions from my clients. I also want to make their loan more than just a financial transaction by understanding their personal needs as well. There are times when I recommend not buying or refinancing would be in my client's best financial interest. A loan that is not financially sound is never a beneficial loan in the long run. I am committed to discovering your goals and protecting your financial interest. Helping you understand the entire home loan process is what you can expect when you choose me as your mortgage loan officer.